Our group vision and purpose is to be the most trusted and inspiring Connector of Positive Change, through a highly relevant, convenient and responsive network of people and channels that enables opportunities to be created, financed, transacted and secured wherever we operate.

We describe instances where we acted as connectors here.

We realise our vision by making strategic choices and by working according to The Capricorn Way.

The Capricorn Way directs us towards positive change and is underpinned by three beliefs:

To reflect The Capricorn Way in our everyday lives, we agreed on nine behaviours in the workplace:

Wisdom: choose when to speak and act

Responsiveness: be concise when you speak and silent when you listen

Motivation: be an example of what is possible

Resilience: navigate the ups and downs with perseverance

Curiosity: ask in order to learn, improve and discover

Initiative: don’t wait to be told what to do

Enjoyment: stop, be aware of the good things that are happening, big and small

Impact: busy does not equal great results

Engagement: be fully present when you are with others

We describe our strategic landscape and the progress made with strategy implementation here.
Focus on building our foundation in Namibia, Zambia and Botswana to get to a position of market leadership.
Win in Namibia, Zambia and Botswana through operational excellence (lean, efficient, fast) and effective execution.
Compete in Namibia, Botswana and Zambia through strategic relationships and partnerships in insurtech, fintech, mobile and telco, and education.
In considering other African countries beyond 2020, target technological/borderless/cyber opportunities above bricks and mortar entry. Evaluate opportunities, whether cyber or bricks and mortar, on a case-by-case basis.
Understanding the Capricorn Group and competitor environment
Deep understanding of client needs
Relentless drive to improve performance
In-depth business insight
Unlock potential in self and others
Excellence in execution

We follow an inclusive process to identify, assess and track those matters that are material for us to create value.

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“Our brand, culture and strategy connect us so that we can create value through more connections – all for positive change.”